Hameed Turki M, Salehi Mazandarani M. The Legal Nature of the Hawala (Debt-Transfer) Contract: A Comparative Study of Iraqi Law, Iranian Law, and Islamic Jurisprudence. JHRLP. Published online September 1, 2026:1-15. Accessed October 25, 2026. https://jhrlp.com/index.php/jhrlp/article/view/480